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I had an impression that CS-DRMS was just a debt program like AS400 in a dummy terminal. After using CS-DRMS for a while, I have changed my impression and realized that it's a tool with many features. I recommend to any debt manager to use the application.

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Mr Usaia Tunaulu
Ministry of Finance, Fiji

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1. In CS-DRMS if I enter the amount billed, then arrears will be computed as..
A Bill Amount minus Actual Payment
B Actual Payment minus Forecast
C None of the above
D Forecast minus Bill Amount
 
 
2. In CS-DRMS, how do you enter a new variable rate?
A Use the INF rule
B CS-DRMS does not require variable rates
C Create the base rate name if it does not exist and then add the rate
D Enter the rate if the variable base rate name already exists
 
 
3. In CS-DRMS, if a loan is disbursing through ADIPS, how many disbursement forecast transactions will be generated per year?
A Depends on the ADIPS used
B Two
C Zero
D One
 
 
4. In CS-DRMS, ADIPS stand for ..
A Assumed Debt In Principal
B Assumed Disbursement Profile
C Arrears Discounted In Principal
D Assumed Principal Repayment Profile
 
 
5. With all factors equal, does a higher discount rate yield ...
A Lower Present Value
B Higher Present Value
C No effect on Present Value
D Longer Maturity Profile
 
 

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